Life changes. So should your plan.

Anaïs Nin wrote, “Life is a process of becoming… Where people fail is that they wish to elect a state and remain in it.” That’s true of financial planning, too. What worked five years ago may not work today.

Perhaps the key to long-term wellbeing isn’t just rigid discipline, perhaps it’s being able to incorporate gentle recalibration.

Maybe you’re earning more. Or less. Maybe your goals have shifted. Or your family dynamic has changed. Rather than sticking with outdated plans, take time to review, adjust, and re-centre. That’s where sustainable progress lives.

And don’t underestimate the power of small habits. As James Clear teaches in Atomic Habits, real change doesn’t require giant leaps; it just needs consistent, intentional steps. That might mean tweaking how you track spending, setting up auto-debits for savings, or carving out five minutes each week to reflect on your goals.

These aren’t chores – they’re cues. Tiny anchors that help you live a life aligned with your values.

At Succession Financial Planning, recalibration is a key part of how we work with clients. We help you build a flexible plan that evolves as you do. So, whether you're in a season of growth or transition, you're never stuck, you’re moving forward.