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I’m ready to retire

Reap the benefits of your retirement savings with a structured plan to meet your needs.
Ensuring financial freedom to clients
Established in 2010 as a subsidiary of Sanlam
Largest choice insurance brokerage in SA
Ensuring financial freedom to clients
Established in 2010 as a subsidiary of Sanlam
Largest choice insurance brokerage in SA
  • Your income needs
  • Retirement checklist
  • Choosing your solution
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Meeting your income needs

Planning your retirement years

Your working days are behind you and your savings must provide an income that not only maintains your lifestyle (considering inflation) but also caters to expenses that may be more common in your retirement years (for example, medical costs).

How much you draw as an income from your savings is dependent on your financial needs.
Retirement checklist

Important questions to consider

  • Retirement checklist
What are my retirement needs?
Consider if you will require a cash lump sum to settle debt or if can you utilise the full savings fund to purchase an annuity.
Do you have enough saved?
You will need to ascertain if your savings plan is sufficient to meet your cash and annuity needs.
How do I plan for the next few decades?
Determining if you would like to leave a financial legacy to your loved ones is an important consideration when setting up your plan, as well as the impact on your monthly income required from the annuity.
Deciding on your solution

Developing a plan that works for you

  • Annuities
Living annuity
  • Guaranteed income (pre-determined period)
  • Capital portion can be inherited
  • Flexibility of income adjustments
  • Choice of underlying investment funds
  • Market fluctuations impact income
  • Conversion to alternate product
Life annuity
  • Guaranteed income (pre-determined period)
  • Capital portion can be inherited
  • Flexibility of income adjustments (only at inception)
  • Choice of underlying investment funds
  • Market fluctuations impact income
  • Conversion to alternate product
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Get advice

Interested in growing your wealth or supporting your clients' financial success? Leave your details and an expert from SFP will call you back to discuss how we can help you achieve your goals.
What do you need help with?
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