Financial planning often shows the most value when we experience transitions in life – either through choice or through trauma.

Sometimes, it takes a disruption to stop us in our tracks. The train we’ve been riding (the routine, the assumptions, the unspoken plans) might not actually be headed where we want to go. But we rarely stop to check the destination… until the train derails.

Crisis forces us to reassess. It shakes our illusions of control and opens space for clarity. The discomfort is real, but so is the invitation. An invitation to ask, “Is this still working?” or even, “Was it ever?”

When life doesn’t go according to plan, it’s easy to panic. But what if this isn’t a breakdown? What if it’s a redirection?

How would we view crises differently if we saw them as opportunities for course-correction?

At SFP, we help you use crisis moments as pivot points. Not by clinging to what was or getting lost in what-ifs, but by showing up fully in the now. That’s where true decisions are made. That’s where meaning is built.

Sometimes the best step forward is a different direction entirely.