Succession planning is a vital conversation in holistic, integrated financial planning. It’s not just for businesses or those with complex wealth strategies.

This is because world-class financial planning doesn’t stop at investments and insurance policies; it extends to ensuring your wealth can be passed on with clarity and control.

Succession planning is not just about having a will. It’s about knowing who will take over, how, and when. Whilst this is particularly important if you're a business owner or managing complex family finances, it can add value and protection to every financial plan.

At SFP, we support clients through cross-jurisdictional considerations, estate liquidity analysis, and intergenerational wealth transfers. Whether through testamentary trusts, buy-sell agreements, or living wills, we help structure your affairs to reduce risk, honour your wishes, and protect your loved ones from unintended burdens.

It’s one of the most meaningful aspects of planning: ensuring that what you’ve built can endure — and empower others long after you’re gone.