How much is enough? How much do you want to retire with? How much do you need to get out of debt?

These are actually really tough questions!

We spend a lot of time chasing a number. We think, "If I just reach this salary, or hit this portfolio milestone, I will finally feel secure."

But human nature plays a trick on us. The moment we reach that number, the goalpost moves. Suddenly, the lifestyle upgrades, the expenses creep up, and that feeling of security vanishes over the next horizon. This is how we find ourselves trapped in the ‘not enough’ cycle.

At SFP, we repeatedly find that perhaps the most powerful metric isn't your rate of return. It is your definition of "enough."

Perhaps "enough" is not a mathematical figure; it is a state of mind. It is the profound realisation that you have what you need to live a life aligned with your values, and that acquiring more will not necessarily make you happier.

Would it help you to check when you last defined your "enough"? Or are you running a race with no finish line?

We can help. Chat to one of our planners today.